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Mortgage Services

Complete mortgage solutions for your property needs

From registration to refinancing, we handle all your mortgage requirements with Dubai Land Department compliance.

Mortgage Calculator

Calculate Your Monthly Payment
Enter your property details to estimate monthly payments

20.0% of property value

Payment Summary

Monthly Payment

AED 10,122

Loan Amount

AED 1,600,000

Total Interest

AED 829,374

Total Payment

AED 2,429,374

LTV Ratio

80.0%

Mortgage Services

Choose the service that fits your needs - 9 types available

3-5 business days
Mortgage Registration
Register new mortgage with Dubai Land Department

Fees

0.25% of property value

  • DLD registration
  • Title deed update
  • Bank coordination
  • Legal documentation
5-7 business days
Mortgage Modification
Modify existing mortgage terms or conditions

Fees

AED 1,500 - 3,000

  • Rate modification
  • Term extension
  • Amount adjustment
  • Bank approval
5-7 business days
Mortgage Release
Release mortgage upon full payment

Fees

AED 1,200

  • NOC from bank
  • DLD clearance
  • Title deed release
  • Ownership update
7-10 business days
Mortgage Transfer
Transfer mortgage to new property or buyer

Fees

0.25% of outstanding amount

  • Property assessment
  • Buyer qualification
  • Bank approval
  • DLD transfer
2-3 weeks
Mortgage Refinancing
Refinance existing mortgage for better rates

Fees

1-2% of loan amount

  • Rate comparison
  • Bank negotiation
  • Early settlement
  • New loan setup
1-2 weeks
Mortgage Top-Up
Increase existing mortgage amount

Fees

AED 2,000 - 5,000

  • Property revaluation
  • Income verification
  • Bank approval
  • Additional funding
2-3 weeks
Mortgage Buyout
Buy out mortgage from another bank

Fees

1% of outstanding balance

  • Settlement letter
  • New bank approval
  • Liability transfer
  • Rate optimization
3-5 business days
Mortgage Pre-Approval
Get pre-approved mortgage before property search

Fees

Free - AED 500

  • Income assessment
  • Eligibility check
  • Rate lock option
  • Validity 60-90 days
1-2 weeks
Islamic Mortgage (Ijarah)
Sharia-compliant home financing

Fees

Varies by bank

  • Ijarah structure
  • No interest
  • Sharia-compliant
  • Flexible terms

Our Banking Partners

OnTime Group

OnTime Group

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ADCB Bank

One of UAE's leading banks offering mortgage and loan services

4.5
(12,000 reviews)
Dubai Life Insurance

Dubai Life Insurance

Comprehensive life and health insurance solutions

4.6
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